Are you looking for an easy way to send or receive money? Your search ends with IRCTC iMudra. One of the best e-wallet apps in India, IRCTC iMudra makes train ticket booking, online shopping and money transfer easy. In digital payment industry various digital wallets are available, it can be difficult to choose an app that is reliable, dependable and also easy to use. Keeping this in mind, the Indian Railway Catering and Tourism Corporation Limited (IRCTC) has introduced its e-wallet that is the safest and easiest way to do online & offline money transactions. Apart from booking train tickets, IRCTC iMudra also allows users to carry out a multitude of activities online such as paying bills, buying goods and services etc. While these things can be carried out using any e-wallet, here are 5 features that make our app extra special.
- User Authentication: A simple online verification process is employed to verify and authenticate IRCTC iMudra users through their Voter ID/Driving License/Passport. Users can further complete Full KYC verification process to increase their wallet’s monthly limit to Rs. 1,00,000. For minimum KYC-verified users, the monthly wallet limit is Rs. 10,000. This prevents fraudulent transactions and ensures complete transparency.
- Secure Access and Transactions: Every time a booking or transaction is done through IRCTC iMudra, a unique transaction password/PIN as easy OTP is generated for safety and security purposes. Users need not depend on their respective banks as payment can be processed directly through their IRCTC iMudra wallet. This eliminates a tiresome payment cycle, saves time and is simultaneously a completely secure process. Users cards/bank accounts are not in exposure of physical world.
- Easy Refunds: In case a user wishes to cancel their bookings/ tickets, they can get refunds on their IRCTC iMudra wallet. Even if your transaction fails and money is debited from your account, it will be refunded to the source at earliest. So, with IRCTC iMudra, your money will always be safe and secure.
- Virtual and Physical Cards: One of the unique ewallets with digital card, you can use your IRCTC iMudra card to shop online. Additionally, you can also apply for a physical card that costs just Rs. 200 + GST and it can be used to withdraw cash from any ATM in the country.
- Special Offers: IRCTC iMudra users can save a lot of money by availing various amazing discounts and deals that are offered to them from time-to-time. Offers from brands like Fab Hotels wherein users get 40% off plus an additional 27% off on using their IRCTC iMudra wallet for hotel booking, flat 15% off on Pashma store, 15% off on Freedom Tree, Rs. 500/- off on FabIndia on using VISA card and discount on Club Mahindra membership plans are some of the rewards & deals that IRCTC iMudra users can avail.
Excited to use this e-wallet? You can log on to the IRCTC iMudra website or download the app from Play Store. Now, Apple users can also use our app by downloading it from App Store. So, buy movie tickets, shop household items, train tickets or pay for restaurant or hotel bills easily using your IRCTC iMudra wallet. And if you want to transfer funds, then iMudra is an “easy way to send or receive money online”. Get started now!