A digital wallet enables hassle-free online purchases through laptops, tablets or smartphones. Several new digital wallets have emerged in recent times, each claiming to be better than the other. As a result, the internet has become the breeding ground for hackers to commit cybercrimes like data frauds, phishing, and theft. According to a recent survey, cybercrime ranks on number 3 in the list of common crimes in the country. As a well-informed and aware citizen of the country, it is your right to have access to a secure online portal that can enable you to make safe transactions and keep cyber hazards at bay. The prime reason why IRCTC iMudra is one of the best digital wallets in India is that it is a secure platform with a fully-encrypted payment gateway. Consequently, your money remains safe in this wallet and you can carry out all your financial transactions without any worry. Apart from this, here are three other things that make IRCTC iMudra one of the “best digital wallets in India”.

1.Virtual and Physical Cards: Apart from the IRCTC iMudra wallet, users also get a digital pre-paid card and a physical card powered by VISA Network. While the former is free, the latter can be purchased at a nominal price of Rs. 200+ GST. The Physical card can be used to shop online and several exciting discounts that can be availed through it. Additionally, in case you ever run out of cash, this card can be used to withdraw cash from the ATM.

2.Quick Refunds: In case your transaction fails, the money is instantly returned to the source i.e. your IRCTC iMudra wallet. Even if money is debited from your account, you can rest assured that it will be credited within 3-4 business days.

3.Exciting Offers and Discounts: IRCTC iMudra users can enjoy a world of benefits by availing some special discounts and offers. Some of the latest offers on iMudra include 10% off on Timex watches on using special code ‘TIMEX10’, flat Rs. 650 off on First Cry products on a minimum purchase of Rs. 1999 with offer code ‘FCITM650’ and up to Rs. 1000 off on Myntra using code ‘MYNIRCTC19’. Offer applicable only on select styles & on a minimum purchase of Rs. 3,999. Validity till 31st March 2020. Terms and conditions apply. So, start using the IRCTC iMudra wallet and save big. For offer details, visitwww.irctcimudra.com

The app is also an easy way to send or receive money to your contacts over the IRCTC iMudra network. To get started, just download the IRCTC iMudra app from App Store or Play Store, complete your KYC registration and transfer money, anytime, anywhere with ease. The KYC user authentication makes it one of the safest payment apps and a ‘one-time password’ is generated every time to secure the transaction.

It’s time to explore a truly cashless world with IRCTC iMudra! Access this powerful wallet from the convenience of your home, office or on the go on a device of your preference. Buy goods and services online using the IRCTC iMudra and enjoy some special benefits. With a very strict policy against frauds, at IRCTC iMudra, several measures are taken to prevent cybercrime. Switch to IRCTC iMudra, one of the “best digital wallets in India” and go cashless!

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